We answer your questions

• Swiss Capital uses the best global practices for its clients. Our activities are controlled at the legislative level, everything is official and reliable!
• At Swiss Capital you choose a convenient repayment method yourself, avoiding unnecessary expenses!

1) You can pay the principal along with interest
2) You can only pay interest, and at the end - the principal amount

Swiss Capital branches are open in twelve cities of Kazakhstan:

Almaty, Astana, Shymkent, Karaganda, Aktobe, Taraz, Kaskelen, Kyzylorda, Taldykorgan, Semey, Pavlodar, Talgar

Addresses and telephone numbers of branches - on the page - Contacts

• For car collateral – from 0.1% of the issued amount per day, 3.75% per month, annual interest is formed depending on the amount and term*
• For real estate collateral – from 0.1% of the issued amount per day, 3.5% per month, annual interest is formed depending on the amount and term*
• For no collateral microcredit – from 0.1% of the issued amount per day, 3.75% per month, annual interest is formed depending on the amount and term*
• For microcredit without collateral for women entrepreneurs – from 0.1% of the issued amount per day, 3.5% per month, annual interest is formed depending on the amount and term*

*AERR does not exceed 56%

You must be a citizen of the Republic of Kazakhstan or have a Residence Permit in the Republic of Kazakhstan, between the ages of 21 and 65 years. You may:

• Call toll free number 3000
• Write to WhatsApp + 7 707 700 3000
• Leave a request for a call back on our website
• Visit one of our offices

At Swiss Capital you can get:

• Car collateral – up to 20 million tenge for up to 5 years.
• Real estate collateral – up to 60 million tenge for a period of up to 10 years.
• Without collateral - up to 1,5 million tenge for up to 3 year

No penalties for early repayment!

One of the main conditions for issuance is that there should be no current overdue credits. The client should not be on the blacklists of banks and microfinance organizations. For the rest, credit history is considered even if there are minor delays in the past. Having pension contributions is not a prerequisite.

If the Borrower violates the obligations to pay monthly payments under the Agreement, the Company charges a penalty in the amount of 0.5% of the amount of the unfulfilled obligation for each day of delay in accordance with the terms of the Agreement. Also, if the Borrower violates the obligation to pay monthly payments for more than thirty calendar days, the Company has the right to demand early return of the amount issued and accrued interest, as well as proceed with the extrajudicial sale of the collateral or go to court.

You need to contact any office of Swiss Capital.

Car collateral – up to 20 million tenge for up to 5 years.

No penalties for early repayment!

You can get money by a car collateral with a right to drive. We accept cars manufactured starting from 1995 and registered in Kazakhstan.

For our company, it is sufficient to have compulsory insurance of OPAG RK. Swiss Capital does not require voluntary CASCO insurance for the client's car.

Real estate collateral – up to 60 million tenge for a period of up to 10 years.
No penalties for early repayment!

We accept residential and commercial real estate that has been put into operation as collateral. We are considering real estate located in Almaty and Astana and suburbs, as well as real estate located within the cities: Shymkent, Karaganda, Aktobe, Taraz, Kaskelen, Kyzylorda, Semey, Pavlodar, Talgar.

Without collateral - up to 1,5 million tenge for up to 3 years

No penalties for early repayment!

For a contract, it is enough to have only an identity card.

Without collateral - up to 1,5 million tenge for up to 3 years.

No penalties for early repayment!

For a contract, it is enough to have only an identity card.

1. You will need to obtain a certificate from the creditor company about the balance of the loan debt, indicating the balance of the debt and details for repayment.
2. If the decision is positive, we will prepare all the documents for the creditor company.
3. We will refinance your loan with Swiss Capital on favorable terms.